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Helping an Introvert Prepare for a Move to Senior Living

Most people think of retirement communities as a place to enjoy social activities, take group trips to local and national destinations, and spend time socializing with neighbors. We picture an environment full of outgoing seniors joyfully engaged with life.

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What to Know about the Spousal Social Security Benefit

Most couples plan for a financially secure retirement for years before leaving the working world behind. While Baby Boomers are often part of a dual-income marriage, the generation before them isn’t. Among married senior couples, the husband was commonly the sole earner.

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Understanding the Medicare Skilled Nursing Benefit

Seniors and their families often find the Part A section of the Medicare benefit especially confusing, and for good reason. Medicare Part A covers a wide range of care, including hospital stays, skilled home health care, lab tests, hospice, and skilled nursing and rehabilitation centers. Each one has different coverages and deductibles.

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Frequently Asked Questions about Guardianships

Guardianship is a topic that often comes up when loved ones are planning a senior’s future care. Many times, it is because the older adult is experiencing a decline in physical or cognitive health.

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What to Consider before Agreeing to Become a POA for a Loved One

Planning for the future requires many things. Working on a financial plan and retirement goals. Writing a will and designating an executor. Creating important legal documents, such as a power of attorney (POA).

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On the Rise: Financial Abuse of Older Adults

Seniors are often targeted for financial abuse. Con artists think older adults are more trusting and naïve, making them more likely to fall for a scam. Perceived loneliness can also play a role in targeting seniors. Whatever the reason, experts say this trend is likely to continue growing.

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6 Ways Seniors Can Cut Their Home Energy Expenses

Energy costs can take a big bite out of a senior’s budget, especially for those who live on a fixed income. From small changes you can make around your home to purchasing energy-efficient appliances, finding ways to cut energy expenses wherever you can is important.

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Can Generic Drugs Help Older Adults Safely Save Money?

Generic drugs are sometimes misunderstood. They are a less expensive option, but people may worry that a generic medication might not be as good as a brand name medication. According to the US Food and Drug Administration (FDA), 90 percent of prescriptions that are filled in this country are for generic drugs.

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